The Types of Aetna Health Insurance Plans

There are so many healthinsurance plans available that are provided by insurance providers to offer health insurance plans. One of those available health plans is Aetna individual health plans.  The available plans offered by Aetna would be compatible with your health savings account. They also come with various co-pay amounts and a high deductible payment. Aetna also offers you Preferred Provider Organization plans (PPO) and Health Maintenance Organization plans (HMO). There are also many types of indemnity health plans that you can choose from in accordance with your specific needs.

Here are some of Aetna individual health plans that you can choose from according to your need of health treatment and care.

·         High Deductible Health Plans

The PPO High Deductible 3000 and the PPO High Deductible 5000 are the two most famous health plans offered by Aetna. These two high deductible heath insurance plans are compatible to be used with your health savings account. You will find the two kinds of plans depending on your state of residence. After the plan's deductible has been met you will get no fees or charges to pay for your doctor visits.

·         Specific Deductible PPO Plans

The PPO 500 Plan and the PPO 1500 Plan are the specific deductible health plans offered by Aetna. If you want to get the lowest deductible and the lowest co-pays for your doctor visits you can opt for The PPO 500 Plan. If you plan for a moderate deductible it is better for you to choose the PPO 1500.

·         HMO Plans

There are various HMO plans offered by Aetna in accordance with your state of residences. If you live in California, Arizona, New York, New Jersey, and Pennsylvania you will find the Golden Medicare Health Plan available there. If you live in certain cities in the states of New York, New Jersey, Maryland, and Pennsylvania you ill find Golden Choice Health Plan available there.

·         Indemnity Plans

The indemnity plans offered by Aetna comes in various rates depending on your location with a particular state. One of the available types of indemnity plans is the Individual Choice Basic.

·         Additional Options

In addition to the standard health care plans offered, Aetna also offers additional options such as Aetna Rx Savings Card and the Dental Maintenance Organization Plan.